A Few Of The Questions
We Receive From Note Buyers and Sellers

The clients we work with often have questions about the buying and selling process. Below, you will find a few of the most common questions we receive from noteholders and note buyers along with our answers. If you still have a question or if you would like to discuss selling or buying notes in Decatur, don’t hesitate to shoot us an email through our contact page or give us a call at (877)-554-1560.

Q: What are the benefits of buying notes? 
A: Buying notes can offer a higher return in real estate. It will help you get involved in real estate, without the 3 T’s… toilets, tenants, and trash. Buying mortgage notes is an easy to get into real estate that anyone can do.

Q: What are the benefits of selling your note? 
A: When you own a note, your investment is trapped inside of those future note payments. If you need cash to pay off debts or make a new investment, selling all or part of your future note payments may be a great option. Selling your note – either all or part of your future note payments doesn’t mean you’re losing any principle. In fact, there may be ways we can structure the purchase of your note payments so you regain all or most of the principal owed you in the note. Ask us how and if your note qualifies ››

Q: Why should I work with JEMI Holdings, LLC to buy notes throughout the Southeast?
A: We help real estate investors build their portfolios, earning higher returns than traditional real estate investment options. We help landlords leave the costs, headaches, and hassles behind. Our team helps passive investors reach all of their investment goals.

Q: Why should I sell my note to JEMI Holdings, LLC?
A: We offer some of the highest prices for notes and can close fast. After we buy your note payments…

• You won’t have to worry about admin tasks like IRS income tax reporting requirements, IRS tax liens against the payor, collecting payments, etc.
• You won’t have to worry about borrower issues like bankruptcy, divorce or death, defaulting on your note. (that’s for us to worry about)
• You won’t have to worry about destruction and devaluation of the property/asset.
• You won’t have to worry about your note being assumed by another borrower who turns out to be a deadbeat.

Q: How do you come up with the price to offer me for my note?
A: Ultimately when we look at a note to buy here in Decatur Georgia or any other state we buy notes in… we look at a few factors.

1) The note: Payment amount, loan terms, # of remaining payments.

2) The asset: A bit about the property or asset backing the note. If it’s a quality asset, the note will be worth more.

3) The borrower: The wording on the note, credit profile, etc. With all of that, we’ll figure out the value of the note and present an offer that’s a discount on that value.

Once we have all of the information we need, we’ll make you an offer. This offer is based on the value of the note, the risk on us receiving the payments from the borrower, and the quality of the security backing the note (real estate, etc.). You can expect to receive an offer that is a discount on the full remaining payment value based on the factors above.

Q: Are there any fees or commissions to work with you?
A: There are NO fees or commissions when working with JEMI Holdings, LLC. We’re Georgia based note buyers and we buy and sell notes with cash… we don’t broker notes or charge the note seller any fees or commissions. In fact, you won’t pay any costs at all during the whole process… we pay every cost associated with the transaction. You just get access to the cash trapped in your note without the hassles or costs that goes with working with a note broker to sell your note payments.

Q: Is there any obligation when I submit my info?
A: No obligation at all. Once you tell us a bit about your note or your investment goals, we will reach out to you with more information. There is never any pressure to buy or sell with us.

Reach out to us today to learn more about selling your note! (877)-554-1560

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